Shopping for daily necessities can be said as an obligation to fulfill your life’s needs. But for women this can be a fun activity, even making them forget time and money.
The amount of goods we buy when monthly shopping activities often even load us out of over budget. Even items purchased are more than planned.
Managing the issue of monthly shopping is essential for your finances. Wrong in managing your monthly shopping activities will result in other life needs.
So that you avoid these problems then you need to plan your monthly spending carefully.
1. Create your budget
Before anyone starts planning for your monthly shopping, the first thing you have to do is determine the budget. You have to make financial planning about how much you will spend on the cost of your life in the next month.
Try to always adhere to the budget that you created. Shop does not exceed the budget and try to lack of budget that you created.
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2. Create a shopping list
Never go to do monthly shopping without making a list first. Shopping lists play an important role in your monthly shopping activities. You must know exactly what you will buy. Without a shopping list, it will make you shop for items that you should not buy.
Make a shopping list from home, according to the items you need. You also have to calculate the needs of the goods for the next 30 days, not just to buy your needs that are being used up at that time.
Also make sure you shop for cooking ingredients and not just household items. Buy food that can be stored in the files too, such as meat, fruit, yogurt etc. You can also buy canned food as a supply of your food ingredients. By buying it at monthly shopping it will make it easier for you because you don’t have to go back and forth to shop for groceries.
Finish shopping don’t forget to save your shopping note. This is useful as an evaluation of your monthly shopping results, whether you shop according to the list, and whether the money you spend is in accordance with your monthly budget.
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3. Compare prices
Because in a monthly shopping you will buy various type and amount of item, so you have to consider the price problem. Stores one and the other can give different prices for the same item. In addition, some goods of the same quality have lower prices than other products.
Also try to take advantage of promos or discounts on items that you will buy. The existence of promos and discounts can help you to save your expenses.
4. Do it also for grocery shopping
In doing monthly shopping you also have to determine the food ingredients that you will buy. This is to reduce your spending level to buy food outside.To facilitate food shopping activities, you should determine your daily food menu for the next few days, so you only shop for the food needed. Also pay attention to the expiration and durability of the food ingredients you buy. Do not let you throw away the food that you have bought because it is not suitable for consumption anymore.